Some Mutual Funds to Consider

I am writing first time about mutual fund….. the main reason which compelled me to write down about mutual funds is “worry of small investors who put their hard earned money into market and keep thinking that what happen in case of bloodbath in sensex”………….

Everybody has different risk appetite… all different source of income… somebody has fixed income somebody has variable…. We have seen stock pricing going 1/4^th in last crash of market…. Most stocks have not reached their earlier highs…..

I am listing down some good mutual funds which can be bought in lump sum OR in a SIP manner (choice is yours)….. Automated SIP is not recommended always.. you should be active enough to buy stock on the day of your choice…

My Favourite Funds List:

Large Cap Funds

Franklin India Bluechip

DSPBR Top 100

ICICI Prudential Focussed Bluechips

Large & MidCap

HDFC Top 200

Fidelity Equity

Mid & Small Cap

IDFC Premier Equity

Balanced

HDFC Prudence

MIP Plans

Birla Sunlife MIP II Savings Plan 5 (Invest 95% in debt and 5% in equities)

Reliance MIP

HDFC MIP Long Term

Do not invest your entire amount in any one fund OR in any single fund house…. Diversify it across different fund houses and different category of funds…

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One Suggestion:

If you have not taken term plan then do not go for any private firm for that. Go for LIC as policy claim ratio is highest(99%) in LIC..... it is just 10% in Aegon Religare which is selling cheapest term insurance plan.......

Also, Do not mix Life Insurance with Investment.... one should note and think about the claim process in case some mishap with you..... A Life Insurance Product is for protecting your family in case of any unfortunate event..... My personal Experience says LIC is the best player of Indian market for Life Insurance.. It is the company you can rely upon.....