I am back after 3 years

After 3 years i am returning back. Almost all stocks and mutual funds which i had recommended have made fortunes for investors.
I would like to say big thanks to my followers who kept on sending me messages/emails during these days.
I will start publishing posts from tomorrow.

Thanks

Some Mutual Funds to Consider

I am writing first time about mutual fund….. the main reason which compelled me to write down about mutual funds is “worry of small investors who put their hard earned money into market and keep thinking that what happen in case of bloodbath in sensex”………….

Everybody has different risk appetite… all different source of income… somebody has fixed income somebody has variable…. We have seen stock pricing going 1/4^th in last crash of market…. Most stocks have not reached their earlier highs…..

I am listing down some good mutual funds which can be bought in lump sum OR in a SIP manner (choice is yours)….. Automated SIP is not recommended always.. you should be active enough to buy stock on the day of your choice…

My Favourite Funds List:

Large Cap Funds

Franklin India Bluechip

DSPBR Top 100

ICICI Prudential Focussed Bluechips

Large & MidCap

HDFC Top 200

Fidelity Equity

Mid & Small Cap

IDFC Premier Equity

Balanced

HDFC Prudence

MIP Plans

Birla Sunlife MIP II Savings Plan 5 (Invest 95% in debt and 5% in equities)

Reliance MIP

HDFC MIP Long Term

Do not invest your entire amount in any one fund OR in any single fund house…. Diversify it across different fund houses and different category of funds…

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One Suggestion:

If you have not taken term plan then do not go for any private firm for that. Go for LIC as policy claim ratio is highest(99%) in LIC..... it is just 10% in Aegon Religare which is selling cheapest term insurance plan.......

Also, Do not mix Life Insurance with Investment.... one should note and think about the claim process in case some mishap with you..... A Life Insurance Product is for protecting your family in case of any unfortunate event..... My personal Experience says LIC is the best player of Indian market for Life Insurance.. It is the company you can rely upon.....

Stocks for Long Term

I am giving a list of Stocks which can be added to your long term portfolio… I am sure that chances will be there to add these at much lower pricing.. Do not add them in any hurry… they will come down for sure in days to come…. These can be added to your core portfolio which you want to keep with you for long period… as per me these are free from any speculations, promoter gimmicks and any other punters news….

These are well known stocks… many of them have already given multibagger returns in past but still they are great money compounding machines which can give safe returns in longer period….. Do not expect fireworks in 6 months OR 1 year timeframe…..

Here is the List

1) SBI

2) Esab India

3) Clariant Chemicals

4) HDFC Bank

5) Page Industries

6) GSPL

7) Petronet LNG

8) NHPC

9) IDFC

10) EClerex

11) Yes Bank

12) Mayur Uniquoters

13) Voltas

14) Container Corp

15) Maharstra Seamless

16) MCX

17) Coal India

18) Shriram Transport Finance

19) Bajaj Finserve

20) Asian Paints

21) Piramal Health

22) L&T

23) Oil India

Choice is yours, with which stock you are comfortable with….. These are value buys which are to be hold for long term…..

(No Dark Horse is included in this list)

Where it is Going??

It’s been long since my last post which I posted on 28^th of August2011.

The reason for being silent for this long time is that I am blessed with a Baby Boy in Last December. I stopped writing after August Just to spent full time with my better half. After 16^th Of December the new era of sleepless nights have began and this is continuing J …… These days I am living joyful moments with my family so didn’t find time to write on my blog……

I watched market movement whenever I got time… mostly through my mobile connection on the fly…

One thing I want to tell you friends that I am not able to understand why market is making new highs these days…. Really no idea…. According to me nothing has been changed fundamentally as of now….

Nothing has been changed in Greek… Still High Debt Concerns…. News may come at any day... Economy of Greek has not started to be on right path yet….. I think this type of Debt concerns may rise in several other countries in coming months….

Oil Prices has started soaring already….

Difficult to understand this type of rally just on the news of Better than expected Job Data of USA, EU efforts to bail out Greek & PMI Data of Europe………

We could see a growth of 6.8% in 2012 which will be worst since 2009….. Fear of Sharp Fall of Exports in China is rising…..

I will be on a conservative side and say that it’s too early to judge this run-up as an end of bad phase….. Now and then one day fundamentals have to come in front…..

Assumptions about fall in Interest rates in India are on high…. Interest Free Bonds has seen overwhelming response recently which was offering 8.3% tax free returns for 15 years period. Though currently there are a lot of concerns about the global economy but in longer run equities will defeat every other investment instrument….. Those who don’t want to take risk in investing in market and want to park their money somewhere safe may look upon for Dynamic Bond Funds, MIP Savings Plans etc…….

As I wrote earlier also, a healthy correction is pending now….. That will be a time to enter good stocks…. IDFC, Mayur Uniquoters, Gold, UTV Sftwares(multiplied almost 3 times), Eros, Petronet LNG are already doing good… others are not performing and have beaten down…

One should subscribe to MCX IPO……

Journey Has Started!!!!.........

Major Transformation has observed in Indian Youth’s thinking…. It seems that everybody is awakened now…. It seems that everybody now wants to be the live witness of this changing Indian mentality…. Full Power of Youths is roaring to come on roads… Young blood is boiling with grudges against government policies and their reluctance in passing Lokpal bill resolution.... Candle Marches at lacs of places across India….. first time after independence peoples seen on streets wearing “Gandhi Topi”…… What is all about this friends???? Its all about sending waves to Indian parliament about the power of “JanTantra”…. First comes peoples then parliament… Peoples made sansad, MPs, MLAs… a common man send message to sansad that “sansad should always be connected to a common man”… “jab bhee koi policy bane to janta se poocha jaye”

Anna raised this voice and awakened Indian citizens about their basic rights…. Anna made people realize that if they want they can make parliament bow in front of them…. Anna Did it…. He made it… Government made big mistake by declaring it as Only Anna’s Movement... BUT later on they realized that it is the movement of Indian common man……. The arrest of Anna shocked many in a country with strong memories of Gandhi's independence battles against colonial rule, and his fasts and nonviolent protests.

Finally…. A common Man has got a idol… a Hero….

In 1974 JP movement there were 100000 peoples inside ramleela ground…. But that record has broken today…… JP movement was inspired by politics but in this movement there

I am a 32 year old guy working in a IT MNC in noida…. I have never seen the IT professionals shouting slogans of “Vande Maatram”, “jai hind” on raods…. Never seen this before… I have never seen the business community to come up as a single entity to shut down their shops to support this movement….

This is not a finishing line… this is just a half victory as said by Anna Hazare….. Journey has just started… we have to go long…. We need to fight against each evil in our system… have to make new system….. sitting in AC and just typing on twitter or facebook will not solve the purpose…. One has to join the people….. Its not a “mob”….. its not a “crowd”… its not a “hujum”…. It’s a “JanSailaab” which has a clear direction… which is disciplined to perfection…. Which knows what to be done… which knows where to go… which know difference between right and wrong……. As said by Anna Hazare now we need to fight for “Right to Reject” and “Right to Recall” …….

I have joined this movement in “Rally from India Gate to Jantar Mantar” … When I reached Metro Station I saw thousands of young Indians going to same destination… Has anybody seen this type of thing before…..?? there were around 25000 peoples across India … students, children, college professors, CEOs, IT professional, grandpa age men/women, businessmen…….. everybody united for a good cause……

Mr Raul Vinci (Rahul Gandhi) should think of their party future as well…… Till When you will continue these scams……. Despite of lot of opposition Congress has passed bill to FDI in retail… They havnt think of a small retailer…. This FDI in retail will destroy everything….. Why did they passed this??? Why did they gave clearance to POSCO..?? Posco will use our own resources…. Why??? Recently I went to IIT Delhi to met a Professor for a discussion about setting up a BioGas plant…. I came to know that Indian Government has passed a bill to invest 90000 Crore in Solar Energy….. I was shocked….. When we have resource to make gobas gas why we are willing to invest in Solar energy plants,…..???? why??? Solar Energy Concept came from USA where there is ample space to setup solar system equipments….. there are two things… Large Space and very big initial investment amount needed to setup solar plant…Why government is doing that my dear friend?? There is a smell of corruption in each of these cases…… and now I am doubting a scam in gas sector as well…. I don’t know when it will come in front….

I think congress is digging their own graveyard by giving senseless and immature statements. When bomb blast takes place they see Indian hand into it. When Indian people stand for something they see foreign hands into it. They are ruling the country or doing a joke. They are making a big mistake by not understanding the problem of their own people. They are still in their dream world of supremacy. People are fed up of corruption, inflation and lot of other things. Their patience has crossed the limit and if still congress is unable to understand the same then god save congress.